Payment Options

PAYMENT  OPTIONS

Insurance

Here at Advanced we believe your health is the most valuable thing you own and everyone deserves to be healthy.  But we also realize "money does not grow on trees".  That's why our services are reasonably priced and we bend over backwards to work with your insurance so you pay as little as possible. Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office.  We are covered by most of the good health insurance companies.  Unfortunately, there are some bad policies out there. And we do not know what you have until we call to verify your coverager.  Deductibles, co-pays, co-insurance, limitations, in network, out of network can all be confusing.  Our staff simplifies all this.  Then we take the time to sit down with you to explain (verbally and in writing ) your insurance benefits so that it makes sense to you before beginning any treatments.  Below is a partial list of insurance companies we work with:                                                                

Anthem                                   Enterprise                                   Nationwide                                                                                        

AARP                                     Erie                                            Ohio Health Choice                       

Accordia                                 Farmers                                      Preferred                                             

Aetna                                      GEHA                                        Premier Managed                                      

AIG                                        Golden Rule                                 ProgressiveAllstate                                                                                     

Allstate                                    Great West                                  Qual Choice                                                                          American  Family                     Humana                                       State  Farm

Ameriprise                               Mail  Handlers                              Summa

Antares                                    Medicade                                     Transamerica

Apex                                        Medical  Mutual                           Unions (police, fire, schools)

BC/BS (not all of them)            Medical Mutual  Advantage          United  American

Carpenters                                Medicare                                     United Health Care  

Cigna                                       Metropolitan                                Wellcare               

NOTE: We are in-network for so many other companies I can not list them all.  So please call my receptionist.

Workers' Compensation

Being certified with the Bureau of Workers'  Compensation means our treatments for injured workers are paid 100%.  If you or anyone you know has been injuried they are allowed to come to our office for spinal rehab or chiropractic treatments.  We have all the forms on hand to make this easy for you.  For more info call today.

Medicare

Medicare is really simple and pays well for our seniors who usually require lots of treatment.  Medicare pays 80% of a reduced adjustment fee.  Other services and/or supplies are not covered by Medicare.  But your secondary insurance frequently pays the balance.  I'm not going to promise you - you won't have to pay a dime (although that happens often).  There are very few limitations with Medicare.  Make an appointment before Congress tries to "fix" our health-care system by cutting your benefits.

Auto Accidents & Personal Injuries

It is unfortunate but these things happen.  The good news is insurance pays 100% so you do not have to pay.  Sometimes its necessary for you to get an attorney.  That's usually not the case.  But we can give you a couple of attorneys' names and you pick who you want to work with.  Or choose your own attorney.  We can work with anyone.  Just call us.We'll help you through the red tape.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      

No Insurance-No Problem

For patients who have little or no chiropractic insurance coverage, cash discounts & flexible payment programs (interest-free) can be arranged. If you have no insurance or do not have chiropractic benefits there is still a way for you to receive the care you need. Many patients pay directly for care, as they discover chiropractic to be extremely cost-effective and affordable.  We accept Visa, Master card, Discover, debit cards, HSA health funds, cash and checks.  We do not accept everyone as a patient but we help nearly everyone we accept.  Let's check you.

Health on a Budget

We're convinced that a small amount of your time and money to care for your most important asset--your health--will be far less time consuming and expensive than trying to recover it. You know. . . "an ounce of prevention is worth a pound of cure".  If you feel you do not have enough time or money to take care of yourself, please contact us.  A little bit of treatment is better than none.  The last thing we want is for you to come to our wellness center in crisis. So please, we would like to encourage you to take your health very seriously.  As the old saying goes, if you don't have your health, you don't have anything.  Unfortunately, too many people don't discover how true that statement is until it is too late.